When you own or purchase a home, rental property, or condo in Florida, you will likely need insurance.
Most insurance companies will require a 4 point and wind mitigation inspections. You can get an insurance quote without an inspection. However, you will need inspection before actually purchasing the policy.
Each FL insurance company has slightly different guidelines on when a 4 point inspection is required, so check with your Independent Insurance Agent. A newer home does not need this inspection. You do not need this for a renters insurance policy.
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